Chase Freedom: Maximizing your Earnings
Happy Thanksgiving Everyone!
After giving thanks to all of our friends and family that have supported you throughout your years. What a better way than to give them some gifts for the upcoming Christmas day. Instead of going out on Black Friday to do your shopping why not make your purchases behind a computer, mobile phone, or tablet? Personally, I’m not one of those shoppers that will sit or camp at a department store to be first in line just to get a heavily discounted electronic or clothes. I’m more of an online shopper because of the convenience and ability to maximize my points through Chase Ultimate Rewards shopping portal. I will show you how you can maximize points with the Chase Freedom Card with the click of a button.
Chase Freedom Card
Limited Time Sign up Bonus: 20,000 ($200) points after spending $500 in 3 months
Annual Fee: $0
Benefits: Rotating quarterly bonuses that earn 5 points per $1 in certain categories per each quarter. The maximum you can spend up to is $1,500 per quarter.
Chase Freedom by far one of the best entry-level rewards cards because of the $0 annual fee, 0% intro APR for 15 months (this should not matter because we should be paying down our balances every month) and quarterly bonuses. As many of you know there are lots of other highly praised reward cards or cash back cards out there. However, this quarter it is all about the Chase Freedom. Currently, the 3 main categories you can earn 5 points per $1 are Amazon.com, Zappos.com, and Select Department Stores. Here’s a list of all the select department stores included and excluded:
The two key areas you should focus on is the Amazon.com and the selected department stores. There is a reason why some of the department stores are boxed in red. The reason behind this is because these stores you are eligible to “double dip” your points. What I mean by that is if you shop through your Chase Ultimate Rewards Shopping portal some of these sites are going for 5-7 extra points per $1, easily adding on top of your 5 points per $1.
For those of you that don’t know about Chase UR Shopping portal. This is an extra benefit given to cardholders of the Chase Freedom, Chase Sapphire Preferred, and Chase Ink cards. It’s a portal that you can go through to that will link you to a limited amount of merchants such as the ones highlighted red in the list above. In doing so you will be given another extra bonus on top of your category bonus which eventually gives the effect of “double dipping”. So for an example NORDSTROM is both a UR Shopping Portal merchant and a category bonus for Chase Freedom. If you shop through the portal and pay with your Freedom card. Chase Freedom will give 5 points per $1 and UR SP is giving 7 points per $1. Effectively you’re getting 12 points per $1. If you were to maximize the category bonus at NORDSTROM store you’re looking at $1,500 x 12 points = 18,000 points.
For items that you can not find at a selected department store. I would have to advise you to look for that item on Amazon. 5 points per $1 is better than 1 point any day. This is a great way to spend your shopping because not only are you getting gifts for others you’re rewarding yourself with travel redemption in the future.
Maximize your points earning by utilizing Chase Freedom’s category bonus and Ultimate Rewards shopping portal. You can potentially double dip your points and earn up to 12 points per $1.
*I would greatly appreciate it if you use my link above if you are interested in getting this card. The link is my Chase refer a friend link that gives me 5,000 ultimate rewards if you are approved. As far as I know this is the best offer that Chase is giving as the original offer is $100. Additionally, I will never promote anything that is not the best offer on the market.*